1-4 UNIT RESIDENTIAL INVESTOR PROGRAMS

1-4 Unit Low Document Investor Purchase or Refinance Loans

 

Long Term Fixed Rate Loans for Non-Owner Occupied Properties:
We offer a unique mortgage program for residential real estate investors. This program is a low
documentation, perfect for purchase, refinance or cash out after your have completed a rehab project. Program qualification is based on property income, LTV and FICO score, no personal income is required.


3/1, 5/1, 7/1, 10/1 ARM and I/O options 30 Year Amortization:

80% LTC Purchase Financing 

70% LTV Refinance Cash Out
Rates start at 5.75%
Min Loan Amount $55,000 - $3,000,000
Minimum FICO score required of 680
3 months seasoning to use current appraised value. Perfect for refinancing completed rehab projects
Blanket Loan for several properties, min per property value $75k
LOW DOCUMENT no personal income or Tax Returns required
Available in ALL STATES (except NV, SD, ND, MN, OR, VT, HI)

 

30 year Fixed Rate:

80% LTC Purchase Financing 

70% LTV Refinance Cash Out
Rates start at 5.75%
Min Loan Amount $55,000 - $3,000,000
Minimum FICO score required of 680
3 months seasoning to use current appraised value. Perfect for refinancing completed rehab projects
Blanket Loan for several properties, min per property value $75k
LOW DOCUMENT no personal income or Tax Returns required
Available in ALL STATES (except NV, SD, ND, MN, OR, VT, HI)

Documentation for Purchase or Refinance for Rental Loans:

  • Application

  • Current market value estimate

  • Current rental income and market rent estimate

  • Property taxes

  • Hazard insurance annual premium

  • Copy of Lease(s)

  • HUD from purchase (if refinance)

  • Rehab budget for work completed (if applicable)

  • Valid ID

  • Purchase and sale agreement for the property (if purchase)

  • Sixty (60) consecutive days of statements of accounts for liquid assets

  • We will need the following documentation for the entity in which you will be vesting title: Certified Articles, Certificate of Good Standing, Executed Operating Agreement

  • Insurance policy quote for the property prior to closing

  • Contact information for your closing attorney or title company

 

Capital Three Sixty LLC

7 Towpath Lane | Avon, CT 06001

Toll Free: 866.673.2300 | Tel: 860.673.2300 | Fax: 860.946.6226 | apply@capitalthreesixty.com

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