1-4 UNIT RESIDENTIAL INVESTOR PROGRAMS

1-4 Unit Low Document Investor Purchase or Refinance Loans

Long Term Fixed Rate Loans for Non-Owner Occupied Properties:
We offer a unique mortgage program for residential real estate investors. This program is a low
documentation, perfect for purchase, refinance or cash out after your have completed a rehab project. Program qualification is based on property income, LTV and FICO score, no personal income is required.

5/1 ARM 30 Year Amortization:

80% LTV to 85% LTC Purchase Financing 

75% LTV Refinance Cash Out
Rates start at 5.25%
Min Loan Amount $75,000 - $3,000,000
Minimum FICO score required of 575
3 months seasoning to use current appraised value. Perfect for refinancing completed rehab projects
Blanket Loan for several properties
LOW DOCUMENT no personal income or Tax Returns required
Available in ALL STATES (except NV, SD, ND, MN, OR, VT)

30 year Fixed Rate:

80% LTV to 85% LTC Purchase Financing 

75% LTV Refinance Cash Out
Rates start at 5.25%
Min Loan Amount $75,000 - $3,000,000
Minimum FICO score required of 575
3 months seasoning to use current appraised value. Perfect for refinancing completed rehab projects
Blanket Loan for several properties
LOW DOCUMENT no personal income or Tax Returns required
Available in ALL STATES (except NV, SD, ND, MN, OR, VT)

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Documentation for Purchase or Refinance for Rental Loans:

• Application

• Current market value estimate

• Current rental income and market rent estimate

• Property taxes

• Hazard insurance annual premium

• Copy of Lease(s)

• HUD from purchase (if refinance)

• Rehab budget for work completed (if applicable)

• Valid ID

• Purchase and sale agreement for the property (if purchase)

• Sixty (60) consecutive days of statements of accounts for liquid assets

• We will need the following documentation for the entity in which you will be vesting title: Certified Articles, Certificate of Good Standing, Executed Operating Agreement

• Insurance policy quote for the property prior to closing

• Contact information for your closing attorney or title company

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